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Tread depth is crucial for safe driving, especially in wet conditions. A simple way to check tread depth is using a penny; if part of Lincoln's head is visible when inserted into the groove, it's time for new tires.
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Coverage limits are another critical factor; insurers set maximum payout amounts for different types of claims. Drivers should assess their financial needs and choose a limit that provides adequate protection without being overly expensive. Adjusting coverage limits based on risk tolerance can help balance affordability with peace of mind.
